Underwriter (Junior) – Discovery Corporate & Employee Benefits.
📍 Location: South Africa.
🏢 Business Unit: Vitality Life.
🗓️ Posted: 9 October 2025.
About Discovery
Discovery’s purpose is to make people healthier and enhance and protect their lives. The company seeks individuals who share its values, passion, and commitment to innovation. Discovery’s dynamic environment encourages driven and creative professionals to achieve excellence while making a positive impact in society.
About Discovery Corporate & Employee Benefits
Discovery Corporate & Employee Benefits is a pioneering division focused on transforming how life insurance and retirement savings are offered to organizations and employees. By influencing behaviour and promoting wellness, the business helps build healthier and more financially secure workforces.
Role Purpose
The Junior Underwriter is responsible for assessing and evaluating insurance applications to determine risk eligibility and appropriate coverage. The role involves reviewing Declarations of Health or medical reports for members exceeding free cover limits, liaising with brokers and applicants, and ensuring all underwriting decisions are made accurately and fairly.
Key Responsibilities
Assess risk for insurance covers exceeding free cover limits using Declarations of Health and standard medical assessments.
Communicate with members, brokers, and medical professionals to obtain or clarify required information.
Provide clear explanations for underwriting decisions to members and their doctors.
Coordinate with reinsurers for cases that exceed treaty limits.
Maintain accurate records and uphold service standards in all underwriting processes.
Skills and Personal Attributes
Strong attention to detail and analytical thinking.
Excellent collaboration and teamwork skills.
Integrity, accountability, and self-motivation.
Eagerness for continuous learning and self-development.
Strong problem-solving abilities and a positive attitude.
Effective communication skills for interacting with internal and external stakeholders.
Solid understanding of underwriting principles and medical risk assessment.
Qualifications and Experience
Minimum: Grade 12 (Matric).
Preferred: Industry-related qualification or Business Degree/Diploma.
Must be competent in the allocation of underwriting medicals.
Familiarity with insurance products and risk management is advantageous.
Employment Equity
Discovery is an Equal Opportunity Employer. The company’s Employment Equity Plan and targets will guide the recruitment process. Applications from people with disabilities are actively encouraged.
© 2025 Discovery Ltd. All rights reserved.
Discovery Limited is the licensed controlling company of the Discovery Insurance Group (Reg. No. 1999/007789/06).